Investor reporting
A growth-stage startup delivers monthly cash flow to its lead investor with working capital and CAPEX variation, generated automatically from the ERP.
Solution · Cash flow
Understand where your cash comes from and goes
Quickbidata bridges P&L and balance sheet to automatically explain every cash variation. Indirect, operating, investing and financing cash flow, month by month, ready to present.
🔒app.quickbidata.com / cash-flow
2026Real vs BudgetTodas las sociedadesTodos los CECO
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Ingresos
7,21 M€
+12,4%
EBITDA
1,84 M€
+18,1%
Margen %
25,5%
+1,8 pp
DSO
47 d
−6 d
Cash in / Cash out (M€)
YTD · mensualP&L por línea
jun 2026| Concepto | Real | Bud | Δ |
|---|---|---|---|
| Ventas | 1.450 | 1.300 | +11,5% |
| COGS | −812 | −760 | −6,8% |
| Margen bruto | 638 | 540 | +18,1% |
| OPEX | −295 | −280 | −5,4% |
| EBITDA | 343 | 260 | +31,9% |
What it covers
The cash flow that truly explains your cash
Accounting result and cash don't always tell the same story. The cash flow module connects P&L and balance sheet to show where every euro coming in originates and where every euro going out lands, clearly separating operations, investing and financing.
The indirect method, working capital variations and non-cash movements are calculated automatically. What you see is not a hand-rebuilt spreadsheet but a live cash flow, reconciled with the balance sheet and traceable down to the bank movement.
The essentials
- Method
- Indirect, reconciled with balance
- Detail
- Operating, investing and financing
- Frequency
- Monthly, weekly or daily
The problem
Cash flow shouldn't take a week
When cash flow lives in a manually formulaed sheet, every close is a black box: nobody knows exactly why cash changed.
Cash flow built by hand every month
Variations impossible to explain quickly
No reconciliation against the bank statement
No clear comparison vs budget
Features
What you can do
Automated indirect cash flow
From EBITDA to net cash, broken down by concept and month.
Operating · Investing · Financing
The three categories separated, with each movement detailed.
Integrated working capital
AR, AP and inventory variations explained automatically.
Bank reconciliation
Validation of real movements against the cash flow calculation.
Monthly and YTD
YTD, MoM analysis and comparison vs budget and forecast.
Opening and closing balances
BoP, EoP and cash variation by entity or consolidated.
Video
See Cash flow in action
A short walkthrough of the solution, with real data and traceability down to the entry.
Product demo
Solution walkthrough
Benefits
What changes with Quickbidata
Cash flow ready the same day as the close.
Traceability of every cash variation.
Automatic reconciliation with the bank statement.
Actual vs Budget vs Forecast comparison.
No more manual cash flow spreadsheet.
Analysis per entity or fully consolidated.
Practical example
From weeks to hours to present cash flow
An industrial group with 4 entities closes monthly cash flow on day 4 and presents to the committee with category breakdown and bank reconciliation.
4d
Cash flow close
100%
Variations explained
4
Entities consolidated
0
Intermediate Excels
In depth
Context and approach
Cash flow is the indicator that triggers the most decisions and, at the same time, the one that is hardest to produce well. Cash does not move like profit: there is invoiced revenue that is not collected, accrued costs that are not paid and financial movements invisible to the P&L. Rebuilding that bridge every month in Excel is slow and error-prone.
Quickbidata automates indirect cash flow from your own P&L and balance sheet, calculates working capital movements, splits operating, investing and financing flows and ties everything to real bank balances. The result is a live statement of cash flows that can be reviewed weekly, not just at close.
For companies that work with banks, funds or boards, this view also speeds up external reporting: the cash flow statement turns from a manual deliverable into another module of the standard financial pack.
Use cases
Real situations we cover
CAPEX-intensive group
An industrial company splits maintenance, expansion and divestment flows to explain each investment plan and its cash impact to the board.
Distribution and retail
Companies with high inventory rotation tie sales, purchases and stock variation to understand why cash is not growing at the pace of EBITDA.
Professional services
Firms invoicing by project identify the gap between accrued and collected revenue and measure the real cash conversion.
Glossary
Key terms in this solution
- Operating cash flow
- Cash generated by the ordinary activity of the business before investment and financing.
- Indirect cash flow
- Methodology that starts from net income and adjusts for non-cash items and working capital movements.
- Working capital variation
- Net change in receivables, payables and inventory between two periods, with direct cash impact.
- Free cash flow
- Cash generated by the business after deducting the CAPEX required to sustain operations.
- Bank reconciliation
- Match between accounting movements and real bank statements.
FAQ