Multi-bank group
Consolidated position across 18 banks and 7 entities available every morning with no human intervention.
Solution · Treasury
Daily visibility of liquidity and debt
Consolidated position by bank, entity and currency. Due dates, credit lines, availability and treasury forecast — no intermediate Excel.
🔒app.quickbidata.com / cash-flow
2026Real vs BudgetTodas las sociedadesTodos los CECO
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Ingresos
7,21 M€
+12,4%
EBITDA
1,84 M€
+18,1%
Margen %
25,5%
+1,8 pp
DSO
47 d
−6 d
Cash in / Cash out (M€)
YTD · mensualP&L por línea
jun 2026| Concepto | Real | Bud | Δ |
|---|---|---|---|
| Ventas | 1.450 | 1.300 | +11,5% |
| COGS | −812 | −760 | −6,8% |
| Margen bruto | 638 | 540 | +18,1% |
| OPEX | −295 | −280 | −5,4% |
| EBITDA | 343 | 260 | +31,9% |
What it covers
Daily treasury, no parallel spreadsheets
The treasury module consolidates balances, credit lines, due dates and forecasts across all your entities and banks into a single daily position. No more pasting balances every morning or chasing bank statements by email.
We work with standard banking norms (N43, MT940) and PSD2 APIs, reconcile against your books and build 30/60/90-day forecasts with optimistic, base and conservative scenarios. Anticipating cash strain becomes a routine, not a hunch.
The essentials
- Multi-bank
- N43, MT940 and PSD2 APIs
- Multi-entity
- Consolidation and multi-currency
- Forecast
- 30/60/90 days with scenarios
The problem
Your treasury shouldn't depend on a spreadsheet
Collecting bank balances, due dates and forecasts every morning takes hours. And the result is always late.
Scattered bank balances
Credit lines and availability in Excel
Manual weekly forecast
No multi-currency visibility
Features
What you can do
Daily position
Balances per bank, entity and currency, automatically updated.
Credit lines & availability
Limits, drawn, available, fees and due dates in a single view.
Due dates
Expected receipts and payments at 30/60/90 days with drill-down to document.
Cash forecast
Treasury forecast with optimistic, base and conservative scenarios.
Multi-currency
Conversion to functional currency with configurable FX rates.
Drill-through
From balance to bank movement, from movement to invoice and to entry.
Video
See Treasury in action
A short walkthrough of the solution, with real data and traceability down to the entry.
Product demo
Solution walkthrough
Benefits
What changes with Quickbidata
Consolidated treasury position in minutes.
Anticipate cash strain weeks in advance.
Optimise credit lines and idle cash.
A single liquidity snapshot for Management and the CFO.
Reduce manual forecasting errors.
Auditable down to the bank movement.
Practical example
Treasury consolidated across 7 entities
A group with 18 banks and 7 entities unifies balances, credit lines and due dates into an automatic daily position.
18
Banks integrated
7
Entities
Daily
Frequency
−85%
Time spent
In depth
Context and approach
Treasury at many companies is still managed with spreadsheets fed manually every morning: someone logs into the bank portal, downloads balances, pastes them into Excel, compares with the expected position and sends an email. It is a fragile, people-dependent process that does not scale when entities, banks or currencies multiply.
Quickbidata centralises the daily position of all accounts, credit lines and due dates, reconciled with accounting and with a configurable forecast at 30/60/90 days. It works with standard banking files (N43, MT940), PSD2 APIs and direct links with European banks.
This frees the finance team from the daily balance routine to focus on what matters: optimising credit lines, anticipating tensions and deciding where to place surplus cash.
Use cases
Real situations we cover
Multi-currency operations
Automatic conversion to functional currency with configurable rates and FX exposure visible per bank and maturity.
Credit lines
Control of limit, drawn, available and fees per line, with alerts before renewal.
Operational forecast
Treasury forecast fed by expected collections and payments from the ERP, with optimistic, base and conservative scenarios.
Glossary
Key terms in this solution
- Daily position
- Aggregate balance of all accounts and entities on a given date.
- N43
- Spanish banking standard for bank statement files.
- PSD2
- European directive regulating third-party access to bank accounts via API.
- Credit line
- Bank financing line with limit, drawn and available amounts that is used on demand.
- Treasury forecast
- Projection of expected collections and payments that estimates future cash by period.
FAQ